In a fragmented industry, we have many chains with their own ideals of how the blockchain network should work; We have Ethereum, Polygon, Solona, PolkaDot and many more all building their own network of chains. On this panel, we will discuss the current use-cases of the represented chains and their cross-chain capabilities along with the difficulties attached to these cross-chain functionalities, as well as what it would look like if there were a seamless cross-chain experience (Universal Settlement Layer).